Birthday Reward Campaign - Terms & Conditions

1. This ‘Birthday Reward’ Campaign (“Campaign”) is organised by Zurich Takaful Malaysia Berhad (“ZTMB”) and will run from 1st January 2025 to 31st March 2025, both dates inclusive (“Campaign Period”).

2. Customers who fulfil the following requirements (“Eligible Customers”) will be entitled to receive a Touch ‘n Go eWallet Credit worth RM50:

  • must be existing certificate holder with at least one in force certificate; and
  • certificate holder’s birthday falls within the Campaign Period and sign up for any new ZTMB certificate during the certificate holder’s birthday month with a minimum Annual Contribution Equivalent (“APE”) of RM1200*; and
  • Note: Only 10% of the collected contribution for Max Saver and single contribution plans will be taken into consideration for the computation of APE, where applicable.

For example:

 Single Contribution  RM10,000
 APE 10% x RM10,000 = RM1,000
  • the application must be approved by ZTMB within the following month of the birthday month; and Example of Certificate Application and Approval:
    Eligible Customer’s birthday is in January.
    Eligible Customer must sign up for a new certificate between 1st to 31st January 2025 and approved by 28th February 2025.
  • the new certificate must be in force with contribution paid up to date when the eWallet Credit is granted; and
  • must provide an accurate mobile phone number in the application form as the eWallet Credit reload pin will be sent via SMS to Eligible Customers.

3. . ZTMB will not be liable if Eligible Customers do not receive the eWallet Credit reload pin due to the inaccurate mobile phone number provided.

4. Each Eligible Customer is only entitled to one (1) eWallet Credit reload pin regardless of the number of new certificate sign ups.

5. Upon successful verification by ZTMB, the eWallet Credit reload pin will be sent to the Eligible Customers via SMS by 30th June 2025

6. The eWallet Credit reload pin is not transferable, non-refundable and not exchangeable for cash.

7. ZTMB reserves the right to substitute or replace the eWallet Credit reload pin with another gift of similar value at its sole discretion without any prior notice.

8. ZTMB reserves the right to amend the terms and conditions, cancel, terminate, or suspend this Campaign without any prior notice.

9. ZTMB's decision on any and/or all matters relating to this Campaign shall be final and conclusive.

10. By virtue of an entry to this Campaign, Eligible Customers agree to be bound by the terms and conditions stipulated herein.

11. The terms and conditions of this Campaign shall be construed, governed, and interpreted in accordance with the laws of Malaysia.

12. ZTMB and its affiliates, subsidiaries, employees, representatives, distributors and dealers shall not be held liable for any losses or damages whatsoever suffered or sustained directly or indirectly by Eligible Customers as a result of their participation in this Campaign or with any of the eWallet Credit reload pin granted.