Takaful Investment Plan
Smart Investment Plans for Realising Your Aspirations
At Zurich Takaful, helping you reach your financial goals is our passion. With our diverse range of Shariah-compliant financial solutions tailored to meet your needs, you can invest in your future and that of your loved ones with confidence.
You can select from our portfolio of Sharia-compliant local and foreign funds and invest in the ones that align to your medium- or long-term financial plans. Selecting one or more won’t be challenging as they are designed to suit various requirements and risk tolerances. What’s more, our investment-linked plan offers protection and security to your family and also provide potential returns that can elevate your savings and help you build a secure future.
What is an Investment linked takaful product?
An investment-linked product lets you get the combined benefits of a family takaful plan and potential investment returns. In simple words, in an investment-linked plan, a part of your contribution will be invested to provide family protection coverage, that include death, disability, critical illness and accidental benefits. The other part of your contribution will be invested in Shariah-compliant investment funds that can garner potential returns, to secure yours and your family's financial future.
How does Investment linked Takaful differ from Investment linked insurance plans ?
Investment linked takaful and investment linked insurance are comparable products as both involve a family takaful or life insurance component along with savings from investments. Investment linked takaful include contribution to a tabarru or a takaful fund. Its basis lies in Shariah ideals of sharing, where takaful participants agree to divide the fund mutually to support death, disability or any other unfortunate event for any participant. The investment component is only invested in Shariah compliant funds as per the choice of the participant. Investment linked insurance is a life insurance protection plan where the premium is used only for the policy holder and investments are made in funds of their choice.