Z-Travel Takaful (International)
Protecting you every step of the way
Whether you’re a first-time traveller or a seasoned global wanderer, we’ve designed this comprehensive certificate to protect you when travelling overseas. With a 24-hour coverage and various benefits to cover almost any travel eventuality, you’ll be well protected from the moment you leave home until your return.
Gentle Reminder:
Please note that travelling to war zones is excluded from our coverage.
Kindly stay aware of travel alerts from local authorities and refrain from visiting conflict-ridden areas for your safety.
GREAT NEWS!
With Z-Travel Takaful (International) and Z- Travel Takaful (International) Lite, Covid-19 Optional Add-On is available and you’d be sure to enjoy a worry-free holiday!
For any Travel Assistance, please contact our Service Provider:
Asia Assistance
24 Hour Service Hotline
24-Hour Emergency Medical Assistance Benefits
Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
High Medical Coverage
Home Care Benefits
Car Rental Excess
Personal Accident Coverage
24/7 Worldwide
Zurich Travel Assistance
Travel Inconvenience Coverage
Optional Covid-19 Add-On
You can choose from a few plans of coverage to suit your travel plans and your pocket.
Z-Travel Takaful (International) Lite, our online product is made simpler to cater for a seamless checkout.
If you’re looking for a more comprehensive plan, you may purchase Z-Travel Takaful (International) via Zurich authorized agents/ our direct branch.
| BENEFIT | Z-Travel Takaful (International) Lite | Z-Travel Takaful (International) | |||
|
Purchase Channel |
Online ONLY | Zurich Authorized Agents |
|||
| Plans Limit |
Basic Limit (RM) |
VIP Limit (RM) |
Sliver Limit (RM) |
Gold Limit (RM) |
Diamond Limit (RM) |
| Accidental Death & Permanent Disablement | 100,000 | 300,000 | 300,000 |
300,000 |
500,000 |
| Medical Expenses | 100,000 | 300,000 | 300,000 | 50,0000 | Unlimited |
| Emergency Medical Evacuation & Repatriation | 1 mil | 1 mil | Unlimited | Unlimited | Unlimited |
| Travel Cancellation/ Curtailment | x | 20,000 | 20,000 | 25,000 | 30,000 |
| Travel Delay (up to) |
3,600 (min. 6 hours) |
7,200 (min. 6 hours) |
3,600 (min. 6 hours) |
3,600 (min. 6 hours) |
7,200 (min. 6 hours) |
| Baggage Delay (up to) |
800 (min. 6 hours) |
1,600 (min. 6 hours) |
800 (min. 6 hours) |
800 (min. 6 hours) |
2,000 (min. 6 hours) |
| Personal Liability | x | x | 1 mil |
1 mil | 1 mil |
| Home Care Benefit | x | 3,000 | 2,000 | 3,000 | 5,000 |
| Special Coverage (Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More) | 100,000 | 300,000 | 300,000 | 300,000 | 500,000 |
| Emergency Cash | x | x | 5,000 | 5,000 | 5,000 |
*Please refer to the certificate wording for full benefits, terms and conditions under this product.
The countries covered under this plan are categorised into three areas:
Area 1
Australia, Bangladesh, Bhutan, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam.
Area 2
Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA.
Area 3
Worldwide.
| Item | Age Limit | ||
|
Person covered under Individual Cover, Individual and Spouse Cover or Family Cover |
Between thirty (30) days old to seventy (70) years old |
||
| Person covered under Senior Cover | Between seventy-one (71) to eighty-five (85) years old | ||
| Child covered under Family Cover | Between thirty (30) days old to seventeen (17) years old, or twenty-three (23) years old if studying as a full-time student | ||
| Person covered under Annual Trip | Between thirty (30) days old to seventy (70) years old, renewed up to eighty-five (85) years old | ||
| Person covered is a minor | Age seventeen (17) years old or below, the policy must be purchased by his or her parent/ legal guardian | ||
Z-Travel Takaful (International) Lite
Locate Your Nearest Zurich Branch
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.
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