School Personal Accident Takaful
Accidental Death
Pays the full sum insured in the event of death due to an accident.
Accidental Permanent Disablement
Pays the permanent disablement sum insured in the event of Permanent Disablement resulting from an accident. Please refer to the full policy wording for the respective percentage of the sum insured for different types of Permanent Disablement.
Accidental Medical Expenses
Reimburses the medical expenses including hospital room and board as well as clinical, outpatient and surgical treatments.
Hospital Cash Allowance
Pays up to RM 100 per day, up to maximum of 60 days per accident, should the Insured Person be hospitalised due to an accident.
Traveling Allowance
Pays up to RM 100 for traveling expenses to and from the hospital as incurred, should the Insured Person be hospitalised due to an accident.
Bereavement Allowance
Pays additional amount in the event of Accidental Death.
School Personal Accident is available in 3 plans. Premium for 1 teacher will be waived for every 20 students.
| No. | Benefits | Plan 10 (RM) | Plan 20 (RM) | Plan 30 (RM) |
|
A |
Accidental Death |
15,000 |
15,000 | 30,000 |
| Extension on death due to dengue fever |
Included | Included | Included | |
| B | Accidental Permanent Disablement |
50,000 | 50,000 | 100,000 |
| C | Double Indemnity in the event of death on public common carrier | 15,000 | 15,000 | 30,000 |
| D | Double Indemnity in the event of death in school premise | 15,000 | 15,000 | 30,000 |
| E | Accidental Medical Expenses | 2,000 | 2,000 | 4,500 |
| Extension on medical expenses due to dengue fever | NA | Included | Included | |
| F |
Hospital Cash Allowance, max 60 days
|
50 per day 25 per day |
50 per day |
100 per day 50 per day |
| G |
Travelling Allowance
|
20 15 |
50 25 |
100 50 |
| H | Extended Survival Benefit (not applicable to teachers and employees) |
NA | 20,000 | 20,000 |
| I | Physician Benefit | NA | 200 | 200 |
| J | Accidental Dental Treatment | NA | 500 | 500 |
| K | Bereavement Allowance |
2,000 | 3,000 | 3,000 |
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The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.
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