Travel Safe

Keeping you safe wherever you go.

Travel Safe is a Shariah-compliant product which provides comprehensive travel coverage for overseas trip(s) for Malaysian citizens or Malaysian Permanent Residents or legally employed work permit holders in Malaysia. Apart from protecting you, it also provides coverage for your travel arrangements and belongings.

Benefits

SECTION	BENEFITS	SUM COVERED (RM)	EXCESS (RM)
1	Personal Accident* Death Permanent Total Disablement Loss of Two Eyes, Two Limbs or One Eye and One Limb Loss of One Eye or One Limb	300,000 300,000 300,000 150,000	Nil Nil Nil Nil
2	a) Medical and Other Expenses* including Emergency Medical Evacuation b) Medical Expenses* Follow up medical expenses Compassionate Visit Overseas c) Repatriation of Remains d) Return of Children e) Burial and Cremation Expenses	Up to 300,000 Up to 30,000 Up to 5,000 Up to 2,000,000 Up to 5,000 Up to 5,000	Nil Nil 50 Nil 50 Nil
3	Hospital Cash Benefit	250 for each day / up to maximum 5,000 (each covered person)	Nil
4	Baggage and Personal Effects Single article, pair or set of articles Computer laptop	Up to 5,000 Up to 500 Up to 1,000	50 50 50
5	Delayed Baggage (at least 8 hours)	Up to 800	Nil
6	a) Personal Money b) Loss of Travel Documents	Up to 800 Up to 5,000	Nil 50
7	Personal Liability	Up to 1,000,000	Nil
8	Travel Delay	250 for each 8 hours / up to maximum 2,500	Nil
9	Cancellation of Trip	Up to 18,000	50
10	Curtailment of Trip	Up to 18,000	50
11	Loss of Deposit	Up to 15,000	250
12	Missed Travel Connection	250 for each 8 hours / up to maximum 1,000	Nil
13	Overbooked Flight	250 for each 8 hours / up to maximum 1,000	Nil
14	Missed Departure	Up to 1,000	50
15	Additional Cost of Rental Car	Up to 1,000	50
16	Hijacking & Terrorism	250 for each 8 hours / up to maximum 1,000	Nil
17	Home Protection	Up to 1,000	50
Travel Worldwide Assistance Service		Provided	Nil

Notes:

*Benefits for Personal Accident and Medical Expenses shall be 50% of the sum covered when the covered person attains 71 years of age.

**Children's benefits for Personal Accident shall be 10% of the sum covered.

Definition:
Overseas Trip means a Trip outside Malaysia only. For avoidance of doubt this definition includes connecting flights within Malaysia for purposes relating to the Overseas Trip only.

The total contribution that you have to make may vary depending on the selection of plans. Below is a summary of the contribution table:

Table of Contribution (RM) - Overseas Annual Trip Cover

Length of Trip	Individual Plan	Individual & Spouse Plan	Individual & Children Plan	Individual & Family Plan
OVERSEAS
ASIA(Singapore, Brunei, Thailand, Philippines, Myanmar, Nepal, Cambodia, Laos, China, India, Japan, Korea, Pakistan, Sri Lanka, Taiwan, Vietnam, Hong Kong & Macau)
Annual Cover	305	543	496	686
WORLDWIDE EXCLUDING USA AND CANADA
Annual Cover	358	656	622	864
WORLDWIDE
Annual Cover	421	785	752	1,092