Participate and Win Personality Test

“Participate and Win Personality Test"(“Contest”) is organized by Zurich General Insurance Malaysia Berhad (“ZGIMB”), Zurich General Takaful Malaysia Berhad (“ZGTMB”), Zurich Life Insurance Malaysia Berhad  (“ZLIMB”) and Zurich Takaful Malaysia Berhad (“ZTMB”) (collectively, “Organisers”  and/or “Zurich Malaysia”) for a period from 11 November 2020, 12.00 PM until 11 December 2020, 11.59PM (Contest Period”)

The Contest is open to all new and existing Zurich Malaysia customers having a valid insurance policy and/or takaful certificate with Zurich Malaysia. Campaign Officials are not eligible to participate in this Contest.

HOW TO JOIN

Step 1: Complete the Bestfit personality test

Step 2:  Answer 1 simple question then send in your entry on website.

PRIZE

1. Three (3) winners will win One (1) year motor insurance / takaful (with value up to RM1,000 per winner)
2. Three (3) winners will win One (1) year home content insurance/takaful (with value up to RM1000 per winner)
3. Nine (9) winners will win One (1) year critical illness coverage 3asyCare / Takaful 3asyCare (with value up to RM300 per winner)

TERMS AND CONDITIONS

1. To enter, Participants will need to complete the Bestfit personality test and send in their entry by answering one (1) simple question in the contest micro-website
2. Every multiplication of five (5) (in accordance with the date and time of entry of micro-website) with correct answers to the question shall win. For example, 5th, 10th and 15th will win One (1) year motor insurance / takaful (with value up to RM1,000 per winner) and subsequent multiplication of five (5) for the next three (3) winners will win One (1) year home content insurance/takaful (with value up to RM1000 per winner) and the subsequent multiplication of five (5) for the final nine (9) winners will win One (1) year critical illness coverage 3asyCare / Takaful 3asyCare (with value up to RM300 per winner).
3. Entries must be original and shall not contain any inappropriate or obscene language and content such as nudity, bullying, violence, spam, harassment, intimidation, hate speech, threats, discrimination, dating, plagiarism, unauthorised commercial communications, unlawful multi-level marketing, login information or access of accounts belonging to someone else or anything involves illegal activity under the law of Malaysia.
4. The Organisers have the rights to remove any entries which do not comply with the terms and conditions above at their sole discretion.
5. Each Participant may submit multiple entries. However, only 1 prize will be given to the winner of the Contest. Any additional prizes (if declared) will be automatically void.
6. Winners’ selection will be at the discretion of the Contest Officials provided the entry meets the qualification criteria.

   WINNER ANNOUNCEMENT

7. Winners will be notified via email within one month after the end of the Contest period. Winners are required to provide any additional information requested by the Organisers within the next working day. If the Winner fails to provide correct information and/or provide the relevant information requested by the Organisers within the next working day, his/her entry will be disqualified.
8. “Personal Details” needed from the Winner are: FULL NAME (as per I/C), IDENTITY CARD NUMBER or PASSPORT NUMBER, RESIDENTIAL ADDRESS, TELEPHONE NUMBER and EMAIL ADDRESS.
9. The eligibility to win the Contest is on the condition that Participants who fully comply with the Terms and Conditions stipulated herein (hereafter referred as “Eligible Participants”).
10. The Organiser reserves the right to disqualify, at its sole and absolute discretion, any Eligible Participant and/or revoke or forfeit any Prizes at any stage of the Contest if:
    • The Participant is not an Eligible Participant;
    • Entries which are incomplete and/or failure to fulfill all or any of the Terms and Conditions stipulated herein will automatically be disqualified from the Contest without prior notice;
    • Breach of any of the Terms and Conditions or other rules and regulations of the Contest or violates any applicable laws or regulations
    • If for any reason whatsoever have reason to believe that an Eligible Participant has attempted to undermine the operation of the Contest in any way whatsoever, including but not limited to fraud, cheating or deception.
11. The Organiser’s decision on matters relating to the Contest (including, but not limited to the selection of the Winners) shall be final and absolute. No discussion, correspondence, enquiry, appeal or challenge by any of the Eligible Participants in respect of any decision of the Organiser shall be entertained.
12. Gift fulfillment will commence within thirty (30) days from the end of the Contest by the Organiser and winners will be communicated via email.
13. The Organiser is entitled to replace the Prizes with other prizes of similar value at any time without any prior notice.
14. The Prizes cannot be exchanged or sold for cash and are non-transferable to any other person.
15. The Organiser shall not be liable for any disruption to the Contest, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of disruption to the Contest, reasonable efforts shall be used to remedy the disruption and resume the Contest on a fair and equitable basis to the Eligible Participants.
16. The Organiser, its affiliates, subsidiaries, employees, representatives, retailers, distributors, dealers as well as its advertising, creative, media, digital, design and other creative agencies of the Organiser, shall not be liable for any loss or damage whatsoever suffered (including but not limited to loss of opportunities and any indirect or consequential losses) or personal injury suffered or sustained in connection with or arising from either participation in this Contest or with any of the Prizes offered or forfeited.
17. The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia.
18. All rights and privileges herein granted to the Organiser are irrevocable and not subjected to rescission, restraint or injunction under any and all circumstances. Under no circumstances shall the Eligible Participants have the right to injunctive relief or to restrain or otherwise interfere with the organization of the Contest, the production, distribution, exhibition and/or exploitation of the Contest and/or any product based on and/or derived from the Contest.
19. By entering and participating in this Contest, the Participant hereby agrees that the Organiser may collect, obtain, store and process your personal data in accordance with the Personal Data Protection Act 2010 and the personal data will not be disclosed to a third party without the Participant’s prior consent.
20. All personal data collected will only be used for the purposes of managing and operating the Contest and not for any other purposes. The information provided will be used in conjunction with the following Privacy Policy / PDP Notice found at https://www.zurich.com.my/en/customer-hub/show-me-more-info/personal-data-protection-notice.
21. The Organiser reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without any prior notice.
22. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest.
23. The main language of the Terms and Conditions shall be the English language. Any translation to any other language than English shall be for convenience only.
24. The Organiser reserves the right to cancel, terminate or suspend the Contest without any prior notice. For the avoidance of doubt, any cancellations, terminations or suspensions by the Organiser shall not entitle the Eligible Participants to any claim or compensation against the Organiser, its agents and employees for any and all losses or damages suffered or incurred by the Eligible Participants as a direct or an indirect result of the act of cancellation, termination or suspension thereof.
25. By virtue of an entry to the Contest,, it is deemed that the Eligible Participants have read and agreed to be bound by these Terms and Conditions. Any breach of these Terms and Conditions may, at the Organisers’ absolute discretion, result in forfeiture of any of the prizes.