Individual Personal Accident

Death Benefit

A total of Accidental Sum Assured will be paid in the event of Accidental Death of the insured.

Permanent Disablement

Upon disability due to an accident, an amount of up to total Accidental Sum Assured is payable depending on the percentage as written in the Table of Benefits.

Funeral Allowance

An amount of 10% of the Accidental Sum Assured or RM 2,000 whichever is lower, is payable to the beneficiary for funeral and cremation expenses.

Temporary Total and Partial Disablement

A weekly benefit amounting to the amount specified is payable in the event the insured is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.

Accidental Hospital Income

A weekly benefit amounting to the amount specifies is payable up to a maximum of 104 weeks in the event the insured is hospitalised for treatment of accidental injuries.

Travelling Allowance

A specific amount is payable to the insured's immediate family members for travelling expenses to and from the hospital.

Accidental Medical Expenses

Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.