Zurich SureCover
Guaranteed acceptance plan with no medical check-ups.
You’ve reached the point in your life where you would need to consider your future and your family’s well-being. How would your loved ones carry on with life should the unexpected happens to you?
Now, more than ever, it’s becoming necessary to plan ahead. We know that financial planning isn’t easy, especially when you consider the many factors involved in the process. What if there is a plan that has made everything easier for you? A simple and affordable plan with no medical check-ups required?
Introducing Zurich SureCover, a whole life plan that offers you protection till age 100. From as low as RM75 per month, it can safeguard you against the unexpected and help ease the financial burden faced by your loved ones.
Guaranteed Acceptance from age 35 up until age 70
As its name suggests, Zurich SureCover has a unique Guaranteed Acceptance features which provides coverage for Life Assured from age 35 till 70 years old. It is an ideal solution for individuals who are looking for protection for themselves and their loved ones.
Easy and hassle-free application with no medical check-up required
With no medical check-ups and no health questions asked, this plan is hassle-free! We’ll never turn down your application regardless of your health conditions.
Coverage up to age 100
You can now enjoy the rewards of a well-lived life. This plan will provide you with coverage up to age 100 for your peace of mind. So just sit back and relax, and let us protect you while you take care of your loved ones.
Affordable Premium from as low as RM75 per month
From only RM75 per month, you can enjoy the great benefits specially designed with you in mind.
Guaranteed Maturity Benefit
This plan rewards you with Maturity Benefit at the end of policy year after your 100th birthday. You will receive a lump sum payment of 188% of your Total Premiums Paid.
Repatriation Benefit
Reimbursement up to RM3,000 to send Life Assured’s mortal remains back to their home country if any unfortunate event happens whilst traveling outside of Malaysia.
Guaranteed Death Benefit with high Accidental Death Benefit
Be ready when life throws you a curveball. In the event that the Life Assured met with an untimely demise, benefits payable are as follows:
| GUARANTEED NON-ACCIDENTAL DEATH BENEFIT | ||
| POLICY YEAR | BENEFIT PAYABLE | |
| Within 2 years from policy inception | Refund of Total Premiums Paid (without interest) | |
| After 2 years from policy inception | Basic Sum Assured or Total Premiums Paid, whichever is higher, less any indebtedness | |
| GUARANTEED ACCIDENTAL DEATH BENEFIT | |
| LIFE ASSURED'S ATTAINED AGE AT THE DATE OF DEATH | BENEFIT PAYABLE |
| 35-65 | 500% of Basic Sum Assured or Total Premiums Paid |
| 66-80 | 300% of Basic Sum Assured or Total Premiums Paid |
| 81-90 | 200% of Basic Sum Assured or 108% of Total Premiums Paid |
| 91-95 | 200% of Basic Sum Assured or 118% of Total Premiums Paid |
| 96 and above | 200% of Basic Sum Assured or 128% of Total Premiums Paid |
The Basic Sum Assured for your policy will be obtained as per your entry age, gender, and the number of units of Insurance coverage you purchased. For example, a female aged 35 years old purchased 10 units of Insurance coverage. Her Basic Sum Assured will be 10 times of the amount stipulated in the Sum Assured Schedule, which is RM33,243 X 10 units = RM332,430.
Zurich SureCover is open to anyone between 35 years old and 70 years old (attained age). However, the policyholder must be at least 16 years old.
The benefits payable are protected by PIDM up to limits. Please refer to PIDM TIPS brochure or contact Zurich Life Insurance Malaysia Berhad or PIDM.