Zurich 3asyCare
Essential protection for life’s most critical moments.
Every year, more and more Malaysians are diagnosed with critical illnesses. It could happen to anyone at any stage of their lives – an unpleasant event that may leave an emotional and financial impact on you and your loved ones. Zurich 3asyCare is a critical illness plan which provides critical illness coverage until the Life Assured reaches age 80.
To give you more financial support, the Special Care Benefit (10% of Basic Sum Assured) will be payable within 1 working day*.
*applicable upon submission of complete set of required documentations before 2pm.
For more information about i-Mula 50 Campaign, please refer to the Terms and Conditions HERE.
Important Notice on Income Protection Coverage
Income protection – the ability to ensure financial security even in the face of crises such as long-term illness, disability or death – plays a crucial role in our lives and that of our loved ones. Yet, the income protection gap is present in many families, who do not have financial compensation should there be a reduction / loss in household income due unexpected events. To get a quick calculation on how much insurance / takaful coverage can be obtained based on your budget and needs, try out Protection Gap and Budget Calculator.
Let Zurich 3asyCare plan ease your financial burden in times of uncertainty. Receive immediate coverage for the 3 most commonly diagnosed critical illnesses in Malaysia.
Basic Essential Coverage
Our plan covers up to 3 of the most commonly diagnosed critical illnesses – Heart Attack, Stroke, and Cancer.
Coverage Up To Age 80
Get covered up to age 80 with a Basic Sum Assured as high as RM100,000.
More Financial Support
Get additional pay-out with the Special Care Benefit1 claim which is equal to 10% of the Basic Sum Assured.
Quick & Easy
Experience hassle-free application with no medical check-up required and no lengthy questionnaires needed.
Affordable Premium
Designed to fit your budget, get covered from as low as RM0.50 a day.
Claim Within A Day
Receive the Special Care Benefit claim within one (1) working day2.
Note:
1Special Care Benefit is applicable to non-smoker only.
2Claim within one (1) working day is only applicable upon submission of complete set of required documentations before 2pm.
You can select one of the plans below to suit your needs.
| Silver | Gold | |
| Coverage Term | Until age 80 | |
| Entry Age (age last birthday) | Minimum 18 years old Maximum 50 years old |
|
| Critical Illness Covered |
|
|
| Basic Sum Assured | Option 1: RM50,000 Option 2: RM100,000 |
|
| Special Care Benefit1 | 10% of Basic Sum Assured  |
|
If the Life Assured suffers from any of the Critical Illnesses covered, 100% Basic Sum Assured will be payable on top of the Special Care Benefit1 (10% of Basic Sum Assured).
Note:
1Special Care Benefit is applicable to non-smoker only.
*applicable upon submission of complete set of required documentations before 2pm.
Open to any Malaysian between 18 years old to 50 years old (age last birthday).
To nominate your beneficiaries, please fill in the Nomination Form and submit the form at your nearest Zurich branch.
Step 1
Prepare the required documents as stated below.
Step 2
Complete the required form(s) and get your attending doctor to complete the required Physician’s Statement form (if applicable).
Step 3
Ensure all the required documents are complete and submit them via your servicing agent or your nearest Zurich branch.
A. Compulsory documents:
1. Claimant’s Statement Form
2. CTC of Claimant’s NRIC / Passport / Residence card
3. Confidential Medical Questionnaire or Life Claim Questionnaire (Download ONE of the following forms which is applicable to your illness)
4. CTC of relevant Diagnostic Imaging / Post-Surgical Report
5. CTC of Histopathology / Histology Report (for cancer claim only)
B. Additional documents (if any):
1. CTC of other Medical Report (if applicable)
2. Original Policy Contract
3. Original Letter of Consent (4 copies)
If you wish to talk to us regarding your claim and have any queries on the above, you may call us at 1-300-888-622 or write in to us.
Important Notes:
1. CTC - Certified True Copy
2. To facilitate the processing, please submit to us all required documents.
3. The copy of documents must be certified by Zurich Chief Agency Manager / Zurich Officer / Commissioner for Oaths / Judge / Magistrate / Solicitors.
4. The list of required documents for Life Insurance Claims serves as a guideline for claims submission. The Company reserves the right to request for further information or documents if deemed necessary.
Note: This is a pure protection product where the sole purpose of the product is to provide you with coverage for specific covered events. You should not expect to receive any investment return throughout the term of the policy or when the policy matures. This product is distributed and sold without going through any intermediaries.
The benefits payable are protected by PIDM up to limits. Please refer to PIDM TIPS brochure or contact Zurich Life Insurance Malaysia Berhad or PIDM.
