Protect All 110 EVO

All in one complete personal accident protection plan.

Protect All 110 Evo is a yearly renewable personal accident plan. This plan provides coverage for accidental death and permanent dismemberment/disablement, medical reimbursement, weekly indemnity, broken bones/burns, daily hospital income, physician benefit and ambulance fees.

Comprehensive personal accident protection
Additional protection for broken bones / burns and physician benefit
Daily hospital income benefit
Maximum sum assured of up to RM 2,000,000
Coverage is renewable and it is subject to a maximum term of 20 years

Schedule of Benefits

PLANS	PLAN 1	PLAN 2	PLAN 3	PLAN 4	PLAN 5	PLAN 6
PLANS	LIMIT (RM)
Accident Death and Permanent Dismemberment / Disablement	50,000	100,000	200,000	300,000	500,000	1,000,000
Medical Reimbursement	5,000	6,000	8,000	10,000	12,000	15,000
Weekly Indemnity (Up to 104 weeks)
a) Temporary Total Disability	100	200	300	400	500	600
b) Temporary Partial Disability Pays the benefit amount up to 104 weeks	50	100	150	200	250	300
Broken Bones / Burns	8,000	10,000	15,000	20,000	30,000	50,000
Daily Hospital Income	50	80	100	150	200	300
Physician Benefit	100	300	400	500	500	500
Ambulance Fees	200

Scale of Benefits

% OF ACCIDENTAL DEATH AND PERMANENT DISABLEMENT / DISABLEMENT SUM ASSURED
Loss of life	100%
Loss of or permanent total loss of two limbs	100%
Loss of or permanent total loss of use of both hands or of all fingers and both thumbs	100%
Total paralysis	100%
Total insanity	100%
Injuries resulting in being permanently bedridden	100%
Any other injury causing permanent total disability	100%
Loss of or permanent total loss of use of arm at shoulder	100%
Loss of or permanent total loss of use of arm between shoulder and elbow	100%
Loss of or permanent total loss of use of arm at elbow	100%
Loss of or permanent total loss of use of arm between elbow and wrist	100%
Loss of or permanent total loss of use of hand at wrist	100%
Loss of or permanent total loss of use of leg	at hip	100%
	between knee and hip	100%
	between knee and ankle	100%
Eye: loss of	whole eye	100%
	sight	100%
	sight, except perception of light	50%
	lens	50%
Loss of or permanent total loss of use of four fingers and thumb of one hand	50%
Loss of or permanent total loss of use of four fingers	40%
Loss of permanent total loss of use of thumb	both phalangers	25%
Loss of permanent total loss of use of thumb	one phalanx	10%
Loss of or permanent total loss of use index finger	three phalanges	10%
	two phalanges	8%
	one phalanx	4%
Loss of or permanent total loss of use of middle finger	three phalanges	6%
	two phalanges	4%
	one phalanx	2%
Loss of or permanent total loss of use of ring finger	three phalanges	5%
	two phalanges	4%
	one phalanx	2%
Loss of permanent total loss of use of little finger	three phalanges	4%
	two phalanges	3%
	one phalanx	2%
Loss of or permanent total loss of use of metacarpals	first or second (additional)	3%
Loss of or permanent total loss of use of metacarpals	third, fourth or fifth (additional)	2%
Loss of or permanent total loss of use toes	all	15%
	great, both phalanges	5%
	great, one phalanx	2%
	other than great, if more than one toe lost each	1%
Loss of hearing	both ears	75%
Loss of hearing	one ear	15%
Loss of speech	50%

The minimum entry age for this plan is 10 years old and maximum entry age is up to 55 years old. For plan 1 to 5, the maximum entry age is 50 years old. However, the policy owner must be at least 16 years old.

The rider coverage term is up to Life Assured's age 75 or maturity of basic plan, whichever earlier.