MaxMedic

Comprehensive medical plan that is easy on your pocket.

MaxMedic is a unit deducting rider which provides coverage on hospitalisation and surgical expenses incurred due to accidental injuries or illnesses covered under the policy. This plan will require the policyholder to pay for part of the total eligible expenses (Co-Insurance).

Comprehensive medical benefits
Higher lifetime limits, 10 times of overall annual limits
Guaranteed renewal up to age 80
Out-patient cancer treatment and kidney dialysis treatment
Out-patient physiotherapy treatment
More affordable cost of insurance
5 plans to choose from

The MaxMedic medical card is accepted by participating hospitals nationwide. These hospitals have been invited to participate as “Member Choice Hospitals” and offer certain privileges and benefits to our policyholders on admission and discharge. MediExpress (M) Sdn. Bhd. has been appointed to provide the services of hospitalisation for our policyholders. The MediExpress toll-free phone number is 1-300-80-0020.
Besides, this plan also provides international assistance program on medical assistance, referral services on travel, car or home assistance with the Emergency Assistance Program (EAP).

MaxMedic rider insured person will enjoy additional benefits under the Emergency Assistance Program (EAP), which offers the following services:

International Medical Assistance
Travel Assistance*
Car Assistance*
Home Assistance*

* Referral services only. Any expenses and/or liabilities incurred for such services shall be borne by the policyholder. These services are provided by a third party and the continuation of these services are subject to the agreement between Zurich Insurance Malaysia Berhad and Asia Assistance Network (M) Sdn. Bhd.

Schedule of Benefits

PLANS	PLAN 1	PLAN 2	PLAN 3	PLAN 4	PLAN 5
PLANS	LIMIT (RM)
OVERALL LIMITS
Overall Annual Limit	50,000	75,000	100,000	125,000	150,000
Overall Lifetime Limit	500,000	750,000	1,000,000	1,250,000	1,500,000
HOSPITAL AND SURGICAL BENEFITS
Hospital Room And Board (max. 200 days per annum)	110	160	210	310	400
Intensive Care Unit / High Dependency Unit (max. 30 days per annum)	As charged, subject to co-insurance of 10%, with a minimum of RM200 and a maximum of RM1,000.
Hospital Supplies And Services
In-Hospital Physician Visit (max. 200 days per annum)
Surgical Fees
Anaesthetist Fees
Operating Theatre
OUT-PATIENT TREATMENT BENEFITS
Pre-Hospital Diagnostic Tests (within 60 days prior to admission)	As charged, subject to co-insurance of 10%, with a maximum of RM2,000
Pre-Hospital Specialist Consultation (within 60 days prior to admission)
Post-Hospitalisation Treament (within 60 days from discharge)
Out-Patient Physiotherapy Treatment (within 90 days from discharge/surgery)
Out-Patient Kidney Dialysis Treatment
Out-Patient Cancer Treatment
Home Nursing Care (max. 180 days per life)
Emergency Accidental Out-Patient Treatment (within 72 hours from accident and follow-up treatment up to a max. of 31 days)
OTHER BENEFITS
Ambulance Fees (max. limit per disability)	300	350	400	500	750
Daily Cash Allowance At Government Hospital (max. 200 days annum)	50	60	70	80	90
Insured Child's Daily Guardian Benefits (max. limit per disability)	200	250	300	350	400
Medical Report Fees (max. limit per disability)	80	80	100	100	100
Goods and Services Tax (GST)	As charged
International Medical Assistance Programme	In accordance with the benefit provisions in Emergency Assistance Programme agreement

For hospital and surgical benefits (except room and board), the policyholder pays 10% of the total eligible amount subject to a minimum co-insurance amount of RM200 per claim and a maximum co-insurance amount of RM1,000 per claim.

For out-patient treatment benefits, the policyholder pays 10% of the total eligible expenses subject to a maximum co-insurance amount of RM2,000 per claim.

Insured: 14 days old to 70 years old, renewal up to age 80. Policyholder: 18 years old and above.

The rider coverage term is up to Life Assured's age 80 or maturity of basic plan, whichever earlier.