Electronic Equipment Insurance (EEI)
Covers electronic equipment owned by your business against conceivable risks.
We’re offering a policy specially designed to provide 'all risks' accidental damage cover to most electrical and electronic systems such as information technology systems, electronic medical equipment, computers and communication equipment, research and laboratory equipment, traffic and navigation systems among others.
Cover is for sudden and unforeseen damage or losses which physically affect the subject matter insured due to:
- fire
- lightning
- explosion
- failing aircraft
- smoke
- soot
- corrosive gases
- water and humidity
- failure of air conditioning
- short circuit and other electrical causes
- design
- manufacturing
- assembly and erection faults
- defects in casting and material
- workshop errors
- bad workmanship
- faulty operation
- lack of skill
- gross negligence
- malicious acts of workmen, employees, third parties
- burglary
- frost etc.
Some of the extensions available are:
- strike
- riot and civil commotion
- overtime and express freight expenses
- airfreight
- theft
- mobile and portable equipment
- earthquake
- hurricane
- cyclone and typhoon
- full replacement value
- fire, lightning, explosion and impact of aircraft
- flood
- inundation
- storm or tempest
- air-conditioning
- lightning and over-voltage protection devices
- cover for additional expenditure incurred for re-programming and transport
- cover for additional expenditure for the restoration of IT system
- etc.
Locate Your Nearest Zurich Branch
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.