Contractors' All Risks / Erection All Risks Insurance
Comprehensive plans that cover construction-related risks.
Zurich offers two types of engineering insurances for construction and erection works. Contractors' All Risks policy (CAR) is used to cover civil works while Erection All Risks (EAR) policy is used to cover mechanical and electrical works.
Both policies provide the most comprehensive insurance protection on an 'all-risks' basis that generally cover loss or damage due to:
- fire
- lightning
- water damage
- flood
- storm/tempest
- subsidence
- landslide
- cyclone
- hurricane
In general, it is possible to extend the standard policy to cover strike, riot and civil commotion, inland transit, overtime, nightwork and express freight expenses, air-freight, cross liability, maintenance visits /extended maintenance among others.
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The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.