Top General Takaful Products
Protecting your personal and business assets with General Takaful products
Whether you are planning to secure your valuable assets, or looking to foolproof your business, we can manage and plan for your risks. That's our promise to you.
Zurich General Takaful Malaysia, which follows a Wakalah model, offers various products such as Fire Takaful, Takaful Optimuz, Z-HomeProtect Takaful, etc. A participant can subscribe to get financial coverage against loss and damage of property, business, vehicle, and more. Participants can make contribution (Tabarru) to utilize a plan's flexible coverage benefits.
You can check them out and enjoy a comprehensive range of takaful privileges that suit your requirements and needs.
General Takaful For Business
With the Zurich general takaful Malaysia plan, you can protect your business against fire, burglary, natural disasters, accidents, etc. It offers beneficial coverage options to ensure the security of your business and your employees.
Motor Takaful
Motor takaful products for car drivers and motorcycle riders.
Z-Driver Takaful - Protects you and your loved ones on the road.
Z-Rider Takaful - Protects your motorcycle and those that you truly love while on the road.
General Takaful For Personal Accident
Accidents can occur without any warning. To ensure that you get all the financial help in the event of an unforeseen situation, you can trust Zurich general takaful products for personal accident cover.
General Takaful For Property
The feeling of comfort and security that you experience in your own house can’t be compared to any other place. But incase it gets damaged from an accident or natural disaster, you must be financially sound to restore it without facing any monetary challenge. Zurich general takaful property plans ensure you won't have to stress about financial difficulties related to your home or its belongings.
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General Takaful Products Frequently Asked Questions
What is General Takaful?
Participants and businesses who want to secure their residential property, vehicle, business establishment, etc., can opt for a general takaful plan. It offers protection of properties, business assets and any liabilites arising from loss or damage. Zurich General Takaful Malaysia products are designed to protect your assests, be it personal or business.
What is the difference between Family Takaful and General Takaful?
Family takaful plans offer coverage to participants and their family members for personal accidents, injuries, disability caused due to accidents, etc. The different types of Family Takaful plans are term life takaful, universal takaful. General takaful products, on the other hand, provide coverage for the loss or damage of assets such as property, vehicle, machines. due to accidents, natural disasters, and more. Some general takaful products include fire takaful, business takaful, etc.
What is a Tabarru Contract?
Tabarru comes from the Arabic word Tabarra’a which means a donation, gift, or contribution. It also means a declaration of intent, i.e., a contract according to Islamic commercial law. The purpose of this contract is to offer a donation without expecting any consideration and with the sole intention of doing good. In General Takaful, a participant’s contribution or a percentage of the contribution is considered as Tabarru. As a result, once offered, it cannot be taken back. After joining a takaful plan, a participant’s donation is allocated by following the Tabarru principle, wherein he/she must offer his/her help to other participants when an unexpected peril occurs.