Z-Driver - Car Takaful
Motor Takaful plan with super value add-ons to protect you and your loved ones.
At Zurich Malaysia, we understand that protecting your car is also about protecting your precious family and you. This is why we have designed Z-Driver Takaful - a comprehensive motor takaful plan. This car takaful plan is comparable to conventional car insurance plans but is Shariah compliant and comes with SUPER VALUE add-ons to protect your loved ones and your vehicle.
E-Hailing Takaful Coverage For Existing Z-Driver Customers!
Zurich now offers E-Hailing Endorsement to authorised E-Hailing drivers who have a comprehensive motor takaful certificate with Zurich.
To find out more about our annual coverage, click here.
We also offer Daily E-Hailing Takaful Coverage for our existing customers! Find out more here.
Z-Driver Takaful Product Features and Benefits
4 reasons why Z-Driver Takaful is the plan for you and your family!
PAY LESS IF YOU ARE IN THE LOW RISK SEGMENTS
Enjoy discounts up to 10% on your motor contribution if you are a safe driver. For example, if you are a cautious driver, lady driver and/or driving an SUV.
DISCOUNT UP TO 20% WITH VOLUNTARY EXCESS
Choose the offered limit that you wish to self-pay in the event of claims to get discount off your motor contribution.
WATER DAMAGE COVER FOR AS LOW AS RM10/YEAR
With this cover, you get reimbursed up to RM5,000 on towing and cleaning of your vehicle due to flood.
PA COVER UP TO RM175K/CAR, FOR AS LOW AS RM15/YEAR
Protects not just you, but your whole family or any other passengers in the car.
Terms & Conditions Apply.
At Zurich, we continuously look into improving and providing value-added products that deliver flexibility, practicality and affordability. You can enjoy the following enhanced benefits and features:
60% discount off the tariff rate for Special Perils coverage
Enjoy huge savings on your contribution and get peace of mind knowing that your vehicles are protected against damages due to natural disasters such as earthquakes, sinkholes, landslides and floods.
Complimentary cover extension to unlimited named drivers for private use
No more limit to the number of complimentary named drivers under your motor certificate. You can now extend your coverage to an unlimited number of additional named drivers free of charge.
Waiver of Betterment – A safeguard from the rising spare parts cost
In the event of an accident, you may end up bearing a portion of the damaged part’s cost. Worry no more with our Waiver of Betterment; you can now replace the damaged part with a new, original part at no extra cost.
Enhanced Windscreen Cover
Your windscreen cover will not be terminated after a replacement claim. Instead your windscreen sum covered will be reduced by deducting the windscreen claims amount. In addition, you also have the option to reinstate the claims amount portion of your windscreen cover at a pro-rated contribution rate.
If you are an E-Hailing driver, you might already be aware of the challenges arising from situations such as heavy traffic, pothole-riddled roads, difficult passengers, or even damages to your vehicle caused due to various unforeseen reasons.
Such difficulties can affect your income negatively. Zurich E-hailing endorsement provides takaful cover to protect you, your vehicle, and your passengers from such challenges to a large extent. It offers the following coverages and benefits:
- Loss or damage to your car
- Liability to third parties
- Legal liability to fare-paying passengers
- Legal liability of fare-paying passengers for negligent acts
- Personal Accident Cover of RM50,000 for authorised E-Hailing driver
Accidental benefits in the event of
- Death
- Permanent Total Disablement. The benefits can be claimed for injuries resulting in being permanently bedridden, loss of sight in one or both eye(s), loss of one or both hand(s), loss of one foot or both feet.
- Weekly Benefit for up to 26 weeks for Permanent Total Disablement.
What is Motor Takaful?
Motor takaful is a Shariah compliant car takaful plan that provides coverage for your vehicle if it gets damaged, stolen, etc. Also, unlike in conventional motor insurance, in motor takaful the beneficiary will receive his/her money back even if no claim is made. Check out the Zurich comprehensive motor takaful that offers takaful plans for your vehicle with various add-ons to provide you maximum benefits.
What is the meaning of e-hailing takaful?
When you book a car, taxi, motorbike, or any other form of transportation from an electronic device (smartphone, laptop, etc.) to pick you up from one location and drop you off at another, then that process is known as e-hailing. You can check out Zurich's E-hailing takaful plan to get maximum coverage.
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.
Zurich Roadside Assistance
(24-Hour Hotline)
+603-7989 0345
(for WhatsApp chat and local landline calls only)
*Applicable to Zurich General Insurance and Zurich General Takaful customers.
Zurich Courtesy Car Programme
Mondays – Fridays:
9:00AM - 6:00PM
Saturdays:
9:00AM - 1:00PM
(excluding Sundays and Public Holidays)