Fire Consequential Loss Takaful

Fire Consequential Loss Takaful

Protect the loss of business profits due to fire-related damages.

The loss of your physical assets in the aftermath of a fire breakout can be financially taxing. The Fire Consequential Loss Takaful by Zurich is specially designed to complement your Fire Takaful certificate.

This certificate covers you for loss of gross profit due to reduction in turnover and increase cost of working consequent upon interruption of the business caused by perils covered under the Fire certificate. It includes:-

  • Continuing overhead expenses
  • Increase in cost of working
  • Loss of net profit
  • Wages of employees

You may extend to cover the following extensions by paying an additional contribution:-

  • Specified suppliers
  • Unspecified suppliers
  • Specified customers
  • Prevention of access
  • Public utilities
  • Infectious or contagious diseases, murder, suicide, pest, food or drink poisoning; or defective sanitary arrangements

The duration of cover is for one year. You need to renew your Takaful cover annually.

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The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.