Z-Travel Insurance (International)
Protecting you every step of the way
Whether you’re a first-time traveller or a seasoned global wanderer, we’ve designed this comprehensive policy to protect you when travelling overseas. With a 24-hour coverage and various benefits to cover almost any travel eventuality, you’ll be well protected from the moment you leave home until your return.
Gentle Reminder:
Please note that travelling to war zones is excluded from our coverage.
Kindly stay aware of travel alerts from local authorities and refrain from visiting conflict-ridden areas for your safety.
GREAT NEWS!
With Z-Travel Insurance (International) and Z-Travel Insurance (International) Lite, Covid-19 Optional Add-On is available and you’d be sure to enjoy a worry-free holiday!
For any Travel Assistance, please contact our Service Provider:
Asia Assistance
24 Hour Service Hotline
24-Hour Emergency Medical Assistance Benefits
Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More
High Medical Coverage
Home Care Benefits
Rental Car Excess
Personal Accident Coverage
24/7 Worldwide Zurich Travel Assistance
Travel Inconvenience Coverage
Optional Covid-19 Add-On
You can choose from a few plans of coverage to suit your travel plans and your pocket.
Z-Travel Insurance (International) Lite, our online product is made simpler to cater for a seamless checkout.
If you’re looking for a more comprehensive plan, you may purchase Z-Travel Insurance (International) via Zurich authorized agents/ our direct branch.| BENEFIT | Z-Travel Insurance (International) Lite | Z-Travel Insurance (International) | |||
|
Purchase Channel |
Online ONLY | Zurich Authorized Agents | |||
| Plans Limit |
Basic Limit (RM) |
VIP Limit (RM) |
Sliver Limit (RM) |
Gold Limit (RM) |
Diamond Limit (RM) |
| Accidental Death & Permanent Disablement | 100,000 | 300,000 | 300,000 | 300,000 | 500,000 |
| Medical Expenses | 100,000 | 300,000 | 300,000 | 500,000 | Unlimited |
| Emergency Medical Evacuation & Repatriation | 1 mil | 1 mil | Unlimited | Unlimited | Unlimited |
| Travel Cancellation/ Curtailment | x | 20,000 | 20,000 | 25,000 | 30,000 |
| Travel Delay (up to) |
3,600 (min. 6 hours) |
7,200 (min. 6 hours) |
3,600 (min. 6 hours) |
3,600 (min. 6 hours) |
7,200 (min. 6 hours) |
| Baggage Delay (up to) |
800 (min. 6 hours) |
1,600 (min. 6 hours) |
800 (min. 6 hours) |
800 (min. 6 hours) |
2,000 (min. 6 hours) |
| Personal Liability | x | x | 1 mil | 1 mil | 1 mil |
| Home Care Benefit | x | 3,000 | 2,000 | 3,000 | 5,000 |
| Special Coverage (Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More) | 100,000 | 300,000 | 300,000 | 300,000 | 500,000 |
| Emergency Cash | x | x | 5,000 | 5,000 | 5,000 |
*Please refer to the policy wording for full benefits, terms and conditions under this product.
The countries covered under this plan are categorised into three areas:
Area 1
Australia, Bangladesh, Bhutan, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam.
Area 2
Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA.
Area 3
Worldwide.
| Item | Age Limit | ||
|
Insured Person covered under Individual Cover, Individual and Spouse Cover or Family Cover |
Between thirty (30) days old to seventy (70) years old |
||
| Insured Person covered under Senior Cover | Between seventy-one (71) to eighty-five (85) years old | ||
| Child covered under Family Cover | Between thirty (30) days old to seventeen (17) years old, or twenty-three (23) years old if studying as a full-time student | ||
| Insured Person covered under Annual Trip | Between thirty (30) days old to seventy (70) years old, renewed up to eighty-five (85) years old | ||
| Insured Person is a minor | Age seventeen (17) years old or below, the policy must be purchased by his or her parent/ legal guardian | ||
Z- Travel Insurance (International)
Z- Travel Insurance (International) Lite
Locate Your Nearest Zurich Branch
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.