Critical Care
Affordable 50 Critical Illnesses protection plan for peace of mind.
Critical Care is a unit deducting rider and can be attached to waive the basic premium of regular premium investment-linked plans. This plan provides an acceleration of the basic sum assured in the event the insured person is first diagnosed of a dread disease.
With this rider, you’ll receive:
- Critical illness protection
- Maximum sum assured up to RM4,000,000
- More affordable insurance charges
List of 50 Critical Illnesses Covered
| NO. | CRITICAL ILLNESS |
| 1 | Alzhiemer's Disease / Severe Dementia |
| 2 | Angioplasty and other invasive treatments for coronary artery disease |
| 3 | Apallic Syndrome |
| 4 | Bacterial Meningitis – Resulting in permanent inability to perform activities of daily living |
| 5 | Benign Brain Tumour – of specified severity |
| 6 | Blindness - Permanent and Irreversible |
| 7 | Brain Surgery |
| 8 | Cancer - of specified severity and does not cover very early cancers |
| 9 | Cardiomyopathy – of specified severity |
| 10 | Chronic Aplastic Anemia – resulting in permanent bone marrow failure |
| 11 | Chronic Autoimmune Hepatitis |
| 12 | Chronic Relapsing Pancreatitis |
| 13 | Coma – resulting in permanent neurological deficit with persisting clinical symptoms |
| 14 | Coronary Artery By-Pass Surgery |
| 15 | Creutzfeldt-Jakob Disease |
| 16 | Crohn's Diseases with Fistula |
| 17 | Deafness - Permanent and Irreversible |
| 18 | Elephantiasis |
| 19 | Encephalitis – resulting in permanent inability to perform activities of daily living |
| 20 | End-Stage Liver Failure |
| 21 | End-Stage Lung Disease |
| 22 | Full-blown AIDS |
| 23 | Fulminant Viral Hepatitis |
| 24 | Heart Attack - of specified severity |
| 25 | Heart Valve Surgery |
| 26 | HIV Infection Due To Blood Transfusion |
| 27 | Infective Endocarditis |
| 28 | Kidney Failure - requiring dialysis or kidney transplant |
| 29 | Loss of Independent Existence |
| 30 | Loss of Speech |
| 31 | Major Head Trauma |
| 32 | Major Organ / Bone Marrow Transplant |
| 33 | Medullary Cystic Disease |
| 34 | Motor Neuron Disease – permanent neurological deficit with persisting clinical symptoms |
| 35 | Multiple Sclerosis |
| 36 | Muscular Dystrophy |
| 37 | Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection |
| 38 | Paralysis of limbs |
| 39 | Parkinson's Disease - resulting in permanent inability to perform activities of daily living |
| 40 | Pheochromocytoma |
| 41 | Poliomyelitis |
| 42 | Primary Pulmonary Arterial Hypertension – of specified severity |
| 43 | Progressive Scleroderma |
| 44 | Serious Coronary Artery Disease |
| 45 | Stroke - resulting in permanent neurological deficit with persisting clinical symptoms |
| 46 | Surgery to Aorta |
| 47 | Systemic Lupus Erythematosus with Severe Kidney Complications |
| 48 | Terminal Illness |
| 49 | Third Degree Burns – of specified severity |
| 50 | Ulcerative Colitis with Total Colectomy |
Insured: 14 days to 65 years old. Policyholder: 16 years old and above.
Locate Your Nearest Zurich Branch
The benefits payable are protected by PIDM up to limits and the protection on benefits from the unit portion is subject to limitations. Please refer to PIDM TIPS brochure or contact Zurich Life Insurance Malaysia Berhad or PIDM.