Group Personal Sentinel V3 Plus
Shield your workforce with comprehensive personal accident coverage.
To help you face the unpredictability of life, we’re offering you the most comprehensive accident coverage in the market. If you need such protection for 5 people or more, this package will suit you just fine.
Accidental Medical Coverage
Get up to RM15,000 of accidental medical coverage.
Double Indemnity
Double indemnity cover for e-hailing services (e.g. Grab).
Renewal Bonus
Enjoy Renewal Bonus up to 150% and no impact to your Renewal Bonus when a claim is made!
Traditional Treatment
Annual traditional treatment reimbursement up to RM1,000.
Cashless Admission
Cashless admission & discharge from hospitals for accidents.
Benefits
| BENEFIT | DESCRIPTION |
PLAN 1 |
PLAN 2 |
PLAN 3 |
PLAN 4 |
PLAN 5 |
PLAN 6 |
PLAN 7 |
| A | Accidental Death | 50,000 | 100,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 |
| B | Accidental Permanent Disablement | 50,000 | 100,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 |
| C |
Double Indemnity *Death on public conveyance *Death on Grab, or e-hailing services *Total Paralysis or Quadriplegia *Death due to fire at own residence
|
50,000 | 100,000 | 200,000 | 300,000 | 500,000 | 750,000 | 1,000,000 |
| D | Accidental Medical Expenses | 5,000 | 6,000 | 6,500 | 7,500 | 10,000 | 12,000 | 15,000 |
| D1 |
*Medical and Post-mortem Report Fees |
150 | ||||||
| D2 |
*Traditional Treatment |
RM50 per visit, up to a maximum of 500 | RM50 per visit, up to a maximum of 1000 | |||||
| D3 | *Dengue Fever, Malaria & Japanese Encephalitis | 5,000 | 6,000 | 6,500 | 7,500 | 10,000 | 12,000 | 15,000 |
| D4 |
*Ambulance Fees |
500 | ||||||
| D5 | *Cashless Hospital Admission | 5,000 | 6,000 | 6,500 | 7,500 | 10,000 | 12,000 | 15,000 |
| E | Weekly Benefit (optional) | |||||||
| E1 | *Temporary Total Disablement | 50 | 100 | 120 | 150 | 250 | 350 | 500 |
| E2 | *Temporary Partial Disablement | 25 | 50 | 60 | 75 | 125 | 175 | 250 |
| F | Daily Hospital Income | 90 | 90 | 90 | 120 | 180 | 200 | 250 |
| G | Death due to Zika or Chikungunya | 10% of Principal Sum Insured | ||||||
| H | Death due to Dengue, Malaria, Japanese Encephalitis | 10% of Principal Sum Insured | ||||||
| I | Emergency Cash | 5,000 | ||||||
| J | Prosthesis / Wheelchair - Permanent Total Disablement | 2,500 | ||||||
| K | Prosthesis / Wheelchair - Partial Disablement | 250 | ||||||
| L | Dental Correction or Corrective Cosmetic Surgery | 5,000 | ||||||
| M | Kidnap Benefits | 5,000 for expenses and 25,000 for reward | ||||||
| N | Blood Transfusion | 10% of Principal Sum Insured | ||||||
| O | Permanent Impotency or Infertility | 10% of Principal Sum Insured | ||||||
| P | Personal Liability | 2 times of Principal Sum Insured | ||||||
| Q | Renewal Bonus | 15% per year on Principal Sum Insured, up to a maximum of 150% | ||||||
| R | Referral Emergency Assistance Programme | Up to USD1,000,000 |
Notes:
*Please refer to the policy contract for the benefits description under this policy.
*Duration of cover is for one year. You need to renew your insurance cover annually.
*The total amount payable for benefit D1 to D5 shall not exceed the limit of benefit D.
Group Personal Sentinel Version 3 covers anyone between the ages of 30 days old and 65 years old, and is renewable up to 80 years old.
Locate Your Nearest Zurich Branch
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.
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