Critical Care Essential
Protects you against 50 Critical Illnesses with additional payout.
Critical Care Essential is a unit deducting rider and can be attached to waive the basic premium of regular premium investment-linked plans. This plan provides coverage in the event of insured person is first diagnosed of a dread disease.
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What benefits do I get?
With this rider, you’ll receive:
- Critical illness protection
- Additional sum assured to basic plan sum assured
- Maximum sum assured up to RM4,000,000
List of 50 Critical Illnesses Covered
NO. CRITICAL ILLNESS 1 Alzhiemer's Disease / Severe Dementia 2 Angioplasty and other invasive treatments for coronary artery disease 3 Apallic Syndrome 4 Bacterial Meningitis – Resulting in permanent inability to perform activities of daily living 5 Benign Brain Tumour – of specified severity 6 Blindness - Permanent and Irreversible 7 Brain Surgery 8 Cancer - of specified severity and does not cover very early cancers 9 Cardiomyopathy – of specified severity 10 Chronic Aplastic Anemia – resulting in permanent bone marrow failure 11 Chronic Autoimmune Hepatitis 12 Chronic Relapsing Pancreatitis 13 Coma – resulting in permanent neurological deficit with persisting clinical symptoms 14 Coronary Artery By-Pass Surgery 15 Creutzfeldt-Jakob Disease 16 Crohn's Diseases with Fistula 17 Deafness - Permanent and Irreversible 18 Elephantiasis 19 Encephalitis – resulting in permanent inability to perform activities of daily living 20 End-Stage Liver Failure 21 End-Stage Lung Disease 22 Full-blown AIDS 23 Fulminant Viral Hepatitis 24 Heart Attack - of specified severity 25 Heart Valve Surgery 26 HIV Infection Due To Blood Transfusion 27 Infective Endocarditis 28 Kidney Failure - requiring dialysis or kidney transplant 29 Loss of Independent Existence 30 Loss of Speech 31 Major Head Trauma 32 Major Organ / Bone Marrow Transplant 33 Medullary Cystic Disease 34 Motor Neuron Disease – permanent neurological deficit with persisting clinical symptoms 35 Multiple Sclerosis 36 Muscular Dystrophy 37 Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection 38 Paralysis of limbs 39 Parkinson's Disease - resulting in permanent inability to perform activities of daily living 40 Pheochromocytoma 41 Poliomyelitis 42 Primary Pulmonary Arterial Hypertension – of specified severity 43 Progressive Scleroderma 44 Serious Coronary Artery Disease 45 Stroke - resulting in permanent neurological deficit with persisting clinical symptoms 46 Surgery to Aorta 47 Systemic Lupus Erythematosus with Severe Kidney Complications 48 Terminal Illness 49 Third Degree Burns – of specified severity 50 Ulcerative Colitis with Total Colectomy -
Who is eligible for this plan?
Insured: 14 days to 65 years old. Policyholder: 16 years old and above.
The rider coverage term is up to Life Assured's age 100 or maturity of basic plan, whichever earlier.
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Contact us.
The
benefits payable are protected by PIDM up to limits. Please refer to PIDM TIPS brochure or contact Zurich Life Insurance Malaysia Berhad or PIDM.