Enhance Your Coverage With Our Riders

Provide a peace of mind to your family by enhancing your coverage with any of the following optional riders with Zurich Takaful Malaysia Berhad.

 

Rider Name Rider Description
Family Benefit

This rider will pay a fixed amount of coverage in the event of the death of Family Members of the Person Covered. The fixed amount payable is RM2,000 for each person which comprises of 1 legal spouse and any 4 children.

The rider coverage term is up to Person Covered's age 80 or maturity of the basic plan, whichever earlier.

Payor Benefit

This rider waives all future basic regular contributions in the event the Participant dies or becomes totally and permanently disabled (TPD) or is diagnosed with any one of the 36 critical illnesses prior to the expiration of coverage of X years or age 65 for TPD.

The rider coverage term is pre-selected between 8 to 25 years, or up to Participant's or Person Covered's age 65, or maturity of the basic plan, whichever earlier.

Payor Benefit on Regular Saver Contribution

This rider waives all future T-Saver contributions in the event the Participant dies or becomes totally and permanently disabled (TPD) or is diagnosed with any one of the 36 critical illnesses prior to the expiration of coverage of X years or age 65 for TPD.

The rider coverage term is pre-selected between 8 to 25 years, or up to Participant's or Person Covered's age 65, or maturity of the basic plan, whichever earlier.

Waiver of Contribution for Critical Illness

This rider waives all future basic regular contributions in the event the Person Covered is diagnosed with any one of the 36 critical illnesses.

The rider coverage term is up to Person Covered's age 80 or maturity of the basic plan, whichever earlier.

Waiver of Regular Saver Contribution for Critical Illness

This rider waives all future T-saver contribution in the event the Person Covered is diagnosed with any one of the 36 critical illnesses.

The rider coverage term is up to Person Covered's age 80 or maturity of the basic plan, whichever earlier.

The benefits payable are protected by PIDM up to limits. Please refer to PIDM TIPS brochure or contact Zurich Takaful Malaysia Berhad or PIDM.