Safeguard your home with Z-HomeProtect Takaful
A home is where your heart is.
Memories such as birthday celebrations, welcoming a new family member, or even watching a movie with your loved ones are formed within the walls of a home. The building you call home, together with its contents, each have valuable memories attached to them.
Although your memories are kept forever, your house and its contents may be exposed to unfavourable uncertainties which might result in damages or losses. Rely on Z-HomeProtect Takaful to ease your monetary burden so that you can focus more on those who truly matters.
Z-HomeProtect Takaful Product Features and Benefits
The Z-HomeProtect Takaful certificate provides you with coverage for loss or damage to your building and/or contents solely used for residential purposes only caused by the perils mentioned in the certificate.
- Fire, lightning, thunderbolt, subterranean fire
- Explosion
- Aircraft and other aerial devices and/or articles dropped therefrom
- Impact with any of the buildings by any road vehicles or animals not belonging to or under control by You or any of Your family member
- Bursting or overflowing of domestic water tanks, apparatus or pipes
- Theft but only if accompanied by actual forcible and violent breaking into or out of a building or attempt thereat
- Hurricane, cyclone, typhoon, windstorm
- Earthquake, volcanic eruption
- Flood
- Robbery and hold up in the premises of your property
There are 2 sections in the Z-HomeProtect Takaful certificate. You can opt to subscribe either Section I or II or both.
Participants of the Z-HomeProtect Takaful will not be able to avail the benefits under the following circumstances:
- War, civil war and any act of terrorism;
- Subsidence and landslip, riot strike and malicious damage; unless with additional contribution;
- Spontaneous combustion;
- Radioactive and nuclear energy risks;
- Consequential loss; except for Rent Takaful.
What is Z-HomeProtect Takaful?
To protect your house and your belongings from damage and loss caused by unfavoruable events, you can opt for the Z-HomeProtect Takaful plan. It is a Shariah-compliant household and houseowner takaful plan that offers coverage for your home and personal belongings if they incur any loss or damage.
This takaful certificate even provides coverage for the damage and repair of garages and outbuildings, fixtures and fittings, walls, gates, and fences that are on the same premises as your house.
Who is eligible for Z-HomeProtect Takaful?
House owners are eligible to apply for the Z-HomeProtect Takaful. If you own a house, then you can ensure its safety by applying for this houseowner takaful.
Does the plan cover my jewellery?
The Zurich Z-HomeProtect takaful plan covers jewellery, if its total value does not exceed 1/3 of the total sum covered on contents.
Locate Your Nearest Zurich Branch
The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.