Flex Junior Critical Illness
Protects your child against juvenile critical illnesses.
Giving birth and becoming a mother must be the most magical experience a woman can have. Having a perfectly healthy baby is every parent’s dream but sometimes the unexpected can happen. Flex Junior CI helps you focus on being the best mother you can be, by protecting your newborn baby. If you are covered with Flex Maternity Care, you have the advantage to easily purchase Flex Junior CI immediately for your child.
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What benefits do I get?
Give junior a head start with these benefits:
20 Types of Juvenile Critical Illnesses Covered
This plan covers your child against a comprehensive list of 20 common juvenile critical illnesses with 2 severity levels.
Up to 2 Juvenile Critical Illness Claims
Allows a maximum of 2 claims on different critical illnesses up to 100% of rider sum assured.
Conversion Option to Adult Critical Illness*
In order for the child to enjoy continued protection, this plan can be converted to adult CI with simplified underwriting. (Upon attaining age 18 to 21, terms and conditions apply)
* Upon attaining age 18 to 21. Terms and conditions apply.
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How does this plan work?
Upon diagnosis of any of the Juvenile Critical Illnesses before the age of 25, the rider sum assured will be payable based on the severity levels. A maximum of 2 claims for this rider can be made. The rider will cease upon 100% payout of the rider sum assured.
List of Juvenile Critical Illnesses Covered
SEVERITY 50
(PAYOUT = 50% OF RIDER SUM ASSURED)- Severe Asthma
- Rheumatic Fever With Valvular Impairment
- Kawasaki Disease With Heart Complications
- Hand, Foot And Mouth Diseases With Severe Complications
- Severe Dengue Hemorrhagic Fever
- Severe Epilepsy
- Infantile Bacterial Meningitis
- Infantile Encephalitis
SEVERITY 100
(PAYOUT = 100% OF RIDER SUM ASSURED)- Leukaemia
- Bone Marrow Transplant
- Insulin Dependent Diabetes Mellitus
- Intellectual Impairment Due to Illnesses or Accident
- Glomerulonephritis with Nephrotic Syndrome
- Systemic Juvenile Chronic Arthritis (Still's Disease)
- Poliomyelitis
- Primary (Idiopathic) Cardiomyopathy
- Osteogenesis Imperfecta
- Severe Haemophilia
- Brain Surgery
- Autistic Spectrum Disorder
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Who is eligible for this plan?
You can attach the Flex Junior Critical Illness rider to your regular premium investment-linked insurance plan when your child is between 14 days and 15 years old. You can also purchase this rider immediately after birth if you have purchased the Flex Maternity Care rider and choose to exercise the Option to Purchase New Policy for Child.
Your child may be covered until he/she reaches 25 years old.
The rider coverage term is up to Life Assured's age 25 or maturity of basic plan, whichever earlier.
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Contact us.
Contact Our Zurich Call Centre
