For My Property

Home Takaful protects your house and your household contents from financial loss if something unexpected happens, such as a fire, theft, flood, or other damaging events subject to Terms and Conditions of the takaful certificate. 

Most home takaful certificates in Malaysia provide similar basic coverage, such as protection against fire, theft, and natural disasters. The key differences are the additional benefits each Takaful operators offers, such as coverage for personal belongings, temporary accommodation, or extended liability. It’s important to review these features carefully and select coverage that best matches your needs.

The contribution of home takaful depends on factors such as the size and value of your property, its location, building materials, and the coverage options you choose. Basic coverage such as protection against fire or natural disasters is usually available at a standard rate, while adding extra benefits such as coverage for personal belongings or temporary accommodation may increase the contribution.

For accurate contribution amount, request quotes from different Takaful operators and compare coverage and benefits to find the protection plan that suits you best.

When planning takaful coverage for your first home, it’s important to ensure protection for your property, belongings, and liability. Here’s a step-by-step approach:

  1. Assess your needs
  2. Choose core takaful types
  3. Consider additional coverage options
  4. Compare and customise certificates
  5. Understand terms and conditions
  6. Maintain your coverage 

For more info on the sum covered calculation, please refer to the product brochure. 

Z-Home Protect offers a wide range of coverage for loss and damage to your buildings and/or contents used solely for residential purposes. 

To learn more about the plans and its benefits, please visit Takaful For Property | Z-HomeProtect Takaful | Zurich Malaysia

  • Call us at 1-300-888-622 (Mon–Fri, 8:30 AM–5:15 PM) or email us at callcentre@zurich.com.my to request a certificate update.
  • Provide your bank financing details so we can update the mortgage clause.
  • Adjust your coverage (e.g. building sum covered) according to your bank requirements.
  • Submit any documents required by us.
  • You can also visit our branch or use our online enquiry channels for assistance.