zurich valuelife do good

For My Life

Max Golden Wanita Protection

Max Golden Wanita Protection
Customised protection for women in their golden years and beyond.  
PA Protector PA Income and PA Medicare

PA Protector and PA Medicare

Comprehensive personal accident coverage with flexible add-on benefits.

Protect All 110 EVO

Protect All 110 EVO

All in one complete personal accident protection plan.

Critical Care Premium Waiver

Critical Care Premium Waiver

Premium waiver benefit that relieves your financial burden should a critical illness occur.

image_thumbnail_li_enhance your coverage with our riders

Enhance Your Coverage With Our Riders

Give your family the confidence to handle life's uncertainties with ease.

We're here to help: Common Questions

Life insurance is a contract between you and an insurer where the insurer guarantees a lump-sum payment (death benefit) to beneficiaries if you pass away or suffers total permanent disability. It provides financial security by covering debts, living expenses, and education costs for dependents.

Term Life, whole life, investment-linked, and endowment plans.

Feature

Term Life

Whole Life

Investment-Linked

Endowment Life

Coverage Period

Temporary (e.g., 10–30 years or until a specific age). Lifetime (usually up to age 100). Long-term; usually up to 80–100 years, but flexible. Fixed term (e.g., 10, 15, 20 years or until maturity date). 

Premium

Lower cost; level premiums for the term. Higher cost; level premiums for life. Variable; can adjust payments over time. High; fixed payments, similar to forced savings. 

Cash Value

Generally, none. Guaranteed and increases over time. Non-guaranteed; based on market performance. Guaranteed at maturity. 

Main Benefit

High protection at low cost; pure protection. Lifetime protection + guaranteed savings. Protection + investment growth potential. Disciplined savings + protection.