The Hari Raya Contest 2019 (“Contest”) is organised by Zurich Life Insurance Malaysia Berhad (“Organiser”) and will run from 4th May 2019, 12:00 PM until 12th May 2019, 11:59 PM.

The Contest is open to all Malaysian residents or permanent residents of Malaysia who are above 18 years of age as at 4th May December 2019. Contest Officials are not eligible to participate in the contest.

HOW TO JOIN

Step 1: Like the Zurich Malaysia Facebook page (https://www.facebook.com/ZurichMYS)
Step 2: Comment on the post with the correct answer.

HOW TO WIN

The first fifty (50) correct answers win.

PRIZE

50 Winners will be given two packets of  limited edition Raya packets. 

TERMS AND CONDITIONS

1. To enter, participants will need to comment on our Facebook post by answering the correct answer to the post. 
2. First fifty (50) correct answer winners will be identified. 
3. Entries must be original and shall not contain any inappropriate or obscene language and content such as nudity, bullying, violence, spam, harassment, intimidation, hate speech, threats, discrimination, dating, plagiarism, unauthorized commercial communications, unlawful multi-level marketing, login information or access of accounts belonging to someone else or anything involves illegal activity under the law of Malaysia.
4. The Organiser at its sole discretion has the rights to remove any entries which do not comply with the terms above.
5. Each participant may submit multiple entries. However, only ONE (1) prize will be given to the winner of the Contest. Any additional prizes (if declared) will be automatically void. 
6. The Organiser is entitled to replace the prizes with other prizes/cash of similar value at any time without any prior notice.

WINNER ANNOUNCEMENT

1. Winners will be notified via Email after the completion of the campaign. Winners are required to provide any additional information as per requested by the organisers. If the Winner fails to provide correct information, his/her entry will be disqualified.
2. “Personal Details” needed from the Winner are: FULL NAME (as per I/C), IDENTITY CARD NUMBER or PASSPORT NUMBER, RESIDENTIAL ADDRESS, TELEPHONE NUMBER and EMAIL ADDRESS;
3. Winners selection will be at the discretion of the Contest Officials provided the entry meets the qualification criteria.
4. The Organiser reserves the right to disqualify, at its sole and absolute discretion, any Eligible Participant and/or revoke or forfeit any Prizes at any stage of the Contest if:
   •The participant is not an Eligible Participant;
   •The eligibility to win the Contest is on the condition that Eligible Participants fully comply with the Terms and Conditions stipulated herein;
   •Entries which are incomplete and/or failure to fulfill all or any of the Terms and Conditions stipulated herein will automatically be disqualified from the Contest without prior notice;
   •Breach of any of the Terms and Conditions or other rules and regulations of the Contest or violates any applicable laws or regulations;
5. The Organiser has, at its sole discretion to disqualify an entry, if for any reason whatsoever have reason to believe that an Eligible Participant has attempted to undermine the operation of the Contest in any way whatsoever, including but not limited to fraud, cheating or deception.
6. The Organiser’s decision on matters relating to the Contest (including, but not limited to the selection of the winners) shall be final and absolute. No discussion, correspondence, enquiry, appeal or challenge by any of the Eligible Participants in respect of any decision of the Organiser shall be entertained.
7. Prizes must be collected in accordance with the mode to be specified by the Organiser (either by courier or self-collection), at its sole and absolute discretion, upon notification of any winnings and within two (2) months. Failure to adhere to the mode of collection and within the stipulated time period will result in forfeiture of the prizes and the winners shall have no claim whatsoever against the Organiser, its affiliates, subsidiaries, employees, representatives, retailers, distributors, dealers as well as its advertising, creative, media, digital, design and other creative agencies of the Organiser, in the event of forfeiture thereof.
8. Notwithstanding the above, the Organiser is entitled to replace the Prizes with other prizes of similar value at any time without any prior notice.
9. The Prizes cannot be exchanged or sold for cash and are non-transferable to any other person.
10. The Organizer shall not be liable for any disruption to the Contest, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of disruption to the Contest, reasonable efforts shall be used to remedy the disruption and resume the Contest on a fair and equitable basis to the Eligible Participants.
11. The Organizer, its affiliates, subsidiaries, employees, representatives, retailers, distributors, dealers as well as its advertising, creative, media, digital, design and other creative agencies of the Organizer, shall not be liable for any loss or damage whatsoever suffered (including but not limited to loss of opportunities and any indirect or consequential losses) or personal injury suffered or sustained in connection with or arising from either participation in this Contest or with any of the Prizes offered or forfeited.
12. The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia.
13. All rights and privileges herein granted to the Organizer are irrevocable and not subjected to rescission, restraint or injunction under any and all circumstances. Under no circumstances shall the Eligible Participants have the right to injunctive relief or to restrain or otherwise interfere with the organization of the Contest, the production, distribution, exhibition and/or exploitation of the Contest and/or any product based on and/or derived from the Contest.
14. By entering and participating in this contest, the participant hereby agreed that the organizer may collect, obtain, store and process your personal data in accordance with current Malaysia Personal Data Protection Act 2010 and will not be disclosed to a third party without the participant’s prior consent.
15. All personal data collected will only be used for the purposes of managing and operating the Contest and not for any other purposes. The information provided will be used in conjunction with the following Privacy Policy / PDP Notice found at www.zurich.com.my/PDPA.
16. The Organizer reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without any prior notice.
17. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest.
18. The main language of the Terms and Conditions shall be the English language. Any translation to any other language than English shall be for convenience only.
19. By virtue of an entry to the Contest, the Eligible Participants signify their absolute and unconditional acceptance and agreement to all the Terms & Conditions stipulated herein.
20. The Organizer reserves the right to cancel, terminate or suspend the Contest without any prior notice. For the avoidance of doubt, any cancellations, terminations or suspensions by the Organizer shall not entitle the Eligible Participants to any claim or compensation against the Organizer, its agents and employees for any and all losses or damages suffered or incurred by the Eligible Participants as a direct or an indirect result of the act of cancellation, termination or suspension thereof.
21. The Organizer shall not be liable for any disruption to the Contest, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of disruption to the Contest, reasonable efforts shall be used to remedy the disruption and resume the Contest on a fair and equitable basis to the Eligible Participants.
22. The Organizer, its agents and employees shall not be liable for any loss or damage whatsoever suffered (including but not limited to indirect or consequential losses) or personal injury suffered or sustained in connection with or arising from either participation in this Contest or with any of the prizes offered or forfeited.
23. By entering participating in this Contest, it is deemed that the Eligible Participants have read and agreed to be bound by these Terms and Conditions. Any breach of these Terms and Conditions may, at the Organizers’ absolute discretion, result in forfeiture of any of the prizes.
24. The Organizer reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without any prior notice.
25. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest.