#BetulBetulMalaysian Photo Contest

TERMS AND CONDITIONS

The #BetulBetulMalaysian Contest- Snap, Post and Win! (“Contest”) is organised by Zurich Life Insurance Malaysia Berhad, Zurich Takaful Malaysia Berhad, Zurich General Insurance Malaysia Berhad and Zurich General Takaful Malaysia Berhad (collectively “Organiser”).

DURATION

The Contest will run from 7th August 2023, 12:00 PM until 31st August 2023, 11:59 PM (“Contest Period”).

ELIGIBILITY

The Contest is open to all Malaysian citizens or permanent residents of Malaysia who are eighteen (18) years of age and above as of 7th August 2023. Employees of the Organiser are not eligible to participate in the Contest.

HOW TO PARTICIPATE

Step 1: Like & Follow Zurich Malaysia on Facebook and Instagram.

Step 2: Snap a picture of what makes us Malaysian and upload your photo at the comment section below

Step 3: Hashtag #BetulBetulMalaysian and tag @zurichmys

PRIZE

A total of 13 winners will be selected. Each winner will be entitled to win the prizes as follows:

Grand Prize x1: Dyson V8 Slim Fluffy+ Cordless Vacuum Cleaner (worth RM2,100.00)

1st Runner Up x1: Philips Essential Connected Digital Airfryer XL (worth RM700.00)

2nd Runner Up x1: Fujifilm Instax Mini 12 (worth RM430.00)

Consolation Prizes x10: RM10 Touch-N-Go Reload Pin

TERMS AND CONDITIONS

  1. Eligible Participants must ensure their Direct Messages on Facebook and/or Instagram are open to public and be contactable for verification purposes.
  2. A total of 20 entries will be shortlisted to be in the running to win the prizes. The winners will be selected by a panel of judges consisting of the Organiser’s representativesbased on its message clarity, creativity and total effort in creating the photo and caption. Winners must also fulfill the 3 steps above on the “How to participate” section. Each participant may submit multiple entries. However, each participant is only entitled to win one prize. The entry that scores the highest points get the highest value gift.
  3. Entries must be original and the post shall not contain any inappropriate or obscene language and content such as nudity, bullying, violence, spam, harassment, intimidation, hate speech, threats, discrimination, dating, plagiarism, unauthorised commercial communications, unlawful multi-level marketing, login information or access of accounts belonging to someone else or anything which is offensive or illegal under the laws of Malaysia.
  4. The Organiser reserves the right, at its sole discretion, to remove any entries which do not comply with the Terms and Conditions above.
  5. Winners’ selection will be at the discretion of the judges provided the entry meets the qualification criteria.
  6. The Organiser, its affiliates, subsidiaries, employees, representatives, distributors and dealers shall not be liable for any losses or damages whatsoever suffered or sustained directly or indirectly (including but not limited to loss of opportunities and any indirect or consequential losses) or personal injury suffered or sustained by any participant in connection with or arising from participation in the Contest or with any of the prizes offered or forfeited.
  7. The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia.
  8. By participating in the Contest, participants hereby agrees that the Organiser may collect, obtain, store and process your personal data for the purposes of managing and operating the Contest in accordance with the Malaysian Personal Data Protection Act 2010 and the Organiser’s Privacy Policy or Personal Data Protection Notice which can be found at https://www.zurich.com.my/en/customer-hub/show-me-more-info/personal-data-protection-notice.
  9. The Organiser reserves the right at its absolute discretion to vary, amend, delete or add to any of these Terms and Conditions without any prior notice.
  10. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest.
  11. The main language of the Terms and Conditions shall be the English language. Any translation to any other language than English shall be for convenience only.
  12. By virtue of an entry to the Contest, participants signify their absolute and acceptance and agreement to all the Terms and Conditions stipulated herein.
  13. The Organiser reserves the right to cancel, terminate, or suspend this Contest at any time without giving any prior notice to the participants.
WINNER ANNOUNCEMENT
  1. Only the 13 winners will be notified via Facebook or Instagrams private message after the completion of the Contest Period. Winners are required to provide any additional information as requested by the Organiser within seven (7) working days from the date the private message is delivered. If a winner fails to provide correct information within the seven (7) working days, his/her entry will be disqualified.
  2. “Personal Details” needed from the winner are: full name (as per I/C), identity card number or passport number, delivery address, mobile number/ telephone number and email address.
  3. The Organiser reserves the right to disqualify, at its sole and absolute discretion, the eligibility of any participant and/or revoke or forfeit any prizes at any stage of the Contest if:
    • entries submitted are incomplete or fail to fulfill any of the Terms and Conditions stipulated herein
    • there is a violation any applicable laws or regulations.
    • for any reason whatsoever the Organiser has reason to believe that a participant has attempted to undermine the operation of the Contest in any way whatsoever, including but not limited to fraud, cheating or deception.
  4. The Organiser’s decision on matters relating to the Contest (including, but not limited to the selection of the winners) shall be final and absolute. No discussion, correspondence, enquiry, appeal or challenge by any of the participants in respect of any decision of the Organiser shall be entertained.
  5. Gift fulfillment will commence within 30 days after the Contest Period subject to winners providing their accurate Personal Details to the Organiser.
  6. The Organiser reserves the right to substitute or to replace the prizes with other prizes of similar value at any time without any prior notice given to the participants.
  7. The prizes cannot be exchanged or sold for cash and are non-transferable to any other person.