Vendor Terms and Conditions for the ‘MyZurichLife Bazaar’ initiative (“Initiative”)

The Initiative connects consumers (“Users”) with micro businesses (“Vendor”) through the Sama-Sama Raya microsite at https://myzurichlife.com.my/Home/RamadanIndex (“Platform”). These are the terms and conditions which govern submissions by micro and small businesses that are interested to raise awareness and obtain exposure for their business, who may submit their details to Zurich Malaysia (“Zurich”), whereby if selected, Zurich will promote their business on the Platform. By signing up for the Initiative, you agree to be bound by these terms & conditions (collectively “Terms and Conditions”).

1.0. Vendor submission
1.1 The Initiative is open for submissions by all micro and small businesses established and operating in Malaysia (“Vendors”) by business owners who are Malaysians and at least eighteen (18) years of age, for the purposes of a Hari Raya Aidilfitri virtual bazaar.

1.2 Micro businesses must sell or provide Hari Raya-related products (“Products”), including food vendors, homemakers who operate their own business from home, clothes vendors etc. To the best of your knowledge, the Product(s) must be Halal/Muslim Friendly and are not counterfeit products. Zurich reserves the right to remove your listing from the Platform at any time should we find that your submission does not meet our criteria, without informing the Vendor.

1.3 Vendors have to fill in all the required details on the Initiative’s Vendor Sign Up Form [https://www.zurich.com.my/en/services/campaign/myzurichlife-bazaar-vendor-registration] and state in particular:

1. Brief background about the micro business including the name, registration number, type of business and address;
2. Vendor’s contact details namely email / phone number;
3. Vendor’s micro business’ social media channels;
4. Additional details to verify that their micro business is Muslim-friendly; and
5. How Users can contact them to purchase their Products.

1.4. Each submission selected by Zurich, shall receive the chance for their micro business to be published via the MyZurichLife Bazaar microsite at [https://myzurichlife.com.my/Home/RamadanIndex] (“Platform”), social media channels, emails, SMS and/or other Zurich portals, which will be at Zurich’s absolute discretion. Any success or rejection in the submission will be notified via email.

1.5 Vendor application will end by Friday, 30 April 2021 at 11.59pm. The Initiative shall be promoted on the Platform and Zurich Malaysia’s social media channels from campaign start date until Friday, 21 May 2021 (“Term”). Zurich reserves the right to vary, extend, postpone or re-schedule the Term or any dates thereof at its sole discretion. Any changes will be communicated to Vendor by email.

2.0. Vendor selection criteria

2.1. The Vendor must be currently based in Malaysia.

2.2. The Vendor must be 18 and above, and hold a Malaysian national identification document.

2.3. The information provided must be in English or Bahasa Malaysia.

2.4 The items sold must be Halal/Muslim Friendly due to the nature of the festivities. Zurich Malaysia’s Shariah team will make the final decision on vendor selection.

2.5. Insurance / takaful selling is prohibited.

2.6. Vendor must provide their contact information by which customers can reach out to them.

2.7. Vendor may be contacted by Zurich Malaysia team to verify details of their micro businesses. Failure to provide all requested information and/or to respond to Zurich Malaysia’s attempts to contact after one (1) time may result in rejection of their application.

2.8. Zurich Malaysia employees and agents are not allowed to participate as Vendors for this Initiative. However, their direct family members are allowed to participate.

3.0. Vendor rejection criteria
Zurich reserves the right to reject vendor applications immediately or remove their listing from the Platform with no notice given, any time the Vendor is found to meet one or any of the criteria below:

3.1. Did not provide full details of business as required on the Vendor Sign Up Form [https://zurich.com.my/myzurichlifebazaar].

3.2. Did not provide any contact details (such as Website, Social Media Channels, phone number or email).

3.3. Non-halal food products or non-Muslim friendly products.

3.4. Products are not available in Malaysia.

3.5. Vendor’s business page include selling of insurance / takaful.

3.6. Vendor is an existing Zurich staff or agent.

4.0. General Terms of Use for Vendor
4.1. For the avoidance of doubt, nothing herein shall be construed to impose any commitment by Zurich to promote the micro businesses, and Zurich may in its absolute discretion reject or refuse any submission for any reason whatsoever. In the event of compromised reputation risk during the campaign period, Zurich may withdraw the Vendor from the Platform at any time. Any decision made by Zurich with regards to the Initiative shall be final and Zurich shall not entertain any appeals or queries by the Vendors against its decision.

4.2. Zurich retains the final discretion to amend, edit or modify the details submitted by Vendors to make it suitable for publishing on the Platform. The format and content in which the Vendors are presented will be determined by Zurich in its absolute discretion without reference to the Vendors.

4.3. All concepts, images, audios, social media posts and/or any other product or material in any form and format created, recorded, and produced by Zurich pursuant to the Initiative (collectively, “Works”) shall belong solely and exclusively to Zurich, and Zurich shall be the sole owner of all intellectual property rights of the Works. The Vendors and/or the micro or small business that is nominated does not acquire any right in the Works and shall not use the Works for any other purpose without prior written approval from Zurich. By submitting an entry, the Vendors grant Zurich and its affiliates a non-exclusive and royalty free license to use the trademark and brand name of their micro business to be produced and broadcasted on Zurich’s platforms.

4.4. By submitting an entry, the Vendor agrees to assign and grant to Zurich and their affiliates or partners, a worldwide, perpetual, royalty-free, non-exclusive, sublicensable right and license to use, reproduce, edit, modify, adapt, publish, translate, create derivate works from, distribute, perform, play, make available to the public, and exercise all copyright and publicity rights with respect to the details/photo/video/story submitted and waive the benefits of any moral rights in the details/photo/video/story. Zurich and their affiliates or partners, shall have the sole right (but not the obligation) to use, upload or publish the details/photo/video/story and/or to incorporate it in other works in any media and platform at its sole discretion for any purposes including promotional advertising and marketing purposes without any royalty payment whatsoever to the Vendors and/or micro business that is nominated.

4.5. The Vendor also agrees that Zurich and their affiliates or partners shall have the right to use their name, micro business’ name and details, photographs, and social media links in connection with the online commercial, advertisement, publicity, merchandising, and publishing endeavours.

4.6. Zurich does not endorse or approve the micro business chosen nor certify or guarantee the accuracy or completeness and/or the information contained on the Platform. Zurich and their affiliates or partners expressly disclaim any and all liability relating to this Initiative including the reliance on the information on the Platform and/or unauthorised use of the details provided pursuant to this Initiative and all interactions by Vendors and/or micro business that is nominated with any third party pursuant to this Initiative. The Vendors agree to indemnify and hold Zurich and their affiliates or partners harmless to the fullest extent regarding all matters related to their participation in this Initiative including details submitted by them, the use of such details and all the Vendors’ interactions with any third party pursuant to this Initiative.

4.7. By submitting an entry, the Vendor acknowledges that it has read, understood, and agreed to this terms and conditions.